June 29 - Like every other South African you would like to lower the costs of your insurance, but how does one go about achieving this? Well, here are three simple yet effective ways to start saving money with your insurance costs!
The first piece of advice is worth highlighting - Shop around. You've heard this one over and over again, but if you saw how widely premiums can range for the identical coverage, you would stop and pay close attention.
One insurance provider can charge thousands of Rands more per year for a car insurance policy than another, for example, who instead offers a cheaper method to purchase. For instance, direct insurers like Dial Direct South Africa, and 1st For Women generally offer cheaper insurance policies for your motor car.
Make some phone calls. Use the Internet and sites like this to become informed. Talk to an insurance broker if you can find one that you trust. The more time you spend doing homework the better your results will be.
Our second tip is to make sure you receive every discount you can. Are you sure you're getting the cheapest rate possible? Perhaps you've taken steps to lower your risks for your car and home: a new alarm system, a safe driving course, so why not see if your insurer is even aware that you have done these things? If you haven't done them then think about it, because they will lower your costs and make you far less "risky" to insure.
Finally, you need to be prudent. It may not seem very exciting to drive carefully, not get tickets, and to keep your home in good nick, but a safe lifestyle saves you big bucks in the world of insurance. Prudent people are at less risk and they get the best rates and the best deals. Keep this in mind next time you yearn for a life of adventure!
Related Insurance Articles: * Dial Direct Protects Your Possessions * Low-Cost Insurance Product Launched * Dial Direct South Africa Covers Far More Than Cars * How To Avoid Insurance Scams * Expensive SA Inusrance Myths - Part 3 of 3 * How To Shop For Car Insurance In South Africa * Another Costly SA Insurance Myth - Part 2 of 3 * Expensive SA Insurance Myths - Part 1 of 3
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