South Africans Need To Insure Their Bikes |
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April 25 - We all know the necessity of car insurance in South Africa, but what about other modes of transportation, in particular your bicycle? A lot of us do not have adequate short-term insurance for our bikes, failing to insure the bike itself and not having personal accident coverage. The roads on South Africa are fraught with danger, and riding your bike on a quiet Sunday morning still has a significant element of risk to it. You need to ensure that you have the correct coverage. Start with personal accident insurance that will cover any medical expenses if you are injured while riding your bike, and will also cover any temporary or permanent disabilities sustained while riding the bicycle. Bikes are very expensive these days as well, and replacing one that is stolen or damaged in an accident can be surprisingly costly. A good insurance broker can help you in terms of the amount of coverage that you require, but you will need to tell him precisely what you use the bike for - are you a casual, social rider or if the bike is part of your livelihood. A lot of us fail to take care of these aspects of short-term insurance, but don't be caught unawares - by thinking ahead when it comes to these matters you can save yourself a lot of hassle and a big chunk of money. Related Insurance Articles: * Learn How To Lower Your Premiums * Santam To Launch New Home Insurance Product * Insurance In South Africa Set To Become More Affordable * Dial Direct Discusses How Premiums Are Derived * South African Insurance Products Viewed In A Different Light * South African Car Insurance Updates For 2006 * Insurance You Need Before You Get Married * South African Insurance Tips And Advice 
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| 3/14/2010 7:05:45 AM | |||||||||||||||||||||
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