Professional Driving Permits Explained

August 12 - Due to a rise in the number of insurance claims being repudiated by insurance companies over the right type of driving permits, an underwriting agency has produced a unique information booklet that explains Professional Driving Permits.

In many cases where claims were repudiated, the insurance companies claimed that the drivers involved in the accidents were not holders of Professional Driving Permits.

In order to solve this recurring problem, the information brochure was created by Factory and Industrial Risk Managers Ltd. and distributed to insurance brokers.

"Insurance brokers are experiencing a number of repudiations of claims from insurance companies based on the fact that drivers involved in incidents do not hold valid Professional Driving Permits (PDP)", said the Director of Factory and Industrial Risk Managers, Brian Muller.

"This is probably the most widely used reason for claims repudiation by insurance companies who specialize in the heavy commercial vehicle and passenger transport market and hence Factory and Industrial has attempted to assist brokers who are advising their clients by way of this brief information brochure," he said.

The brochure in question examines the different categories of PDP's, before examining how to apply for one, what disqualifies a driver from obtaining a Professional Driving Permit and, most importantly, how to check if a PDP is required by a driver.