January 8 - There are several clever ways for you to pay less when it comes to your car insurance premium in South Africa. Start off the new year by following our tips and you might save yourself a bundle insuring that costly motor vehicle.
If you are a female driver then there is a very good chance you could pay lower premiums if you switch to First For Women. Because they only insure women, and because women are typically safer drivers than men, they offer special discounts that are amongst the lowest in short-term car insurance.
If you are a man who is lucky enough to be married we're assuming you're married to a woman (and not reading this from say Boston or somewhere in Scandinavia, the perils of the world-wide-web). In that case you too can lower your premiums by registering the car in your wife's name and then getting her to sign up with 1st for Women. Pretty shrewd, eh?
There are other ways to pay less for your car insurance. If the car is old and you've been with the same company for years it is worthwhile re-evaluating the market value of the vehicle. If the car is worth less money chances are your premium needs to come down.
The next step is crucial. Shop around. Call a few insurance companies and ask them for their rate based on the key details of your policy. Then you can either switch insurers or take the new quotes to your existing firm. They will probably meet or even beat the lowest premium to keep you as a client.
Complacency is your worst enemy when it comes to paying too much for any type of insurance. Keep up to date with the changing value of what you are actually trying to insure, and ensure that you don't overpay for that protection!
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