MiWay Insurance

MiWay takes a fresh approach to insurance in South Africa, with its simple and affordable insurance product set, aimed at giving value for money to the everyday consumer. There is a range of products in the home insurance and vehicle insurance categories, plus a range of value-added services and extended cover options to make sure that your insurance always keeps pace with your needs. All MiWay products come with the added advantages of low premiums, a rewards programme (whether you claim or not), and free assistance in cases of emergency.

MiWay has a comprehensive home insurance range. With MiHome Stuff you can insure all your household contents, including items that are in outbuildings. Once you have this cover, everyone who lives in your house will benefit, as all items are covered, irrespective of individual ownership. If your security arrangements aren't up to the policy requirements and you travel a lot, you can also get specific extended theft cover. There's also personal liability cover, for any accidents that may happen to those visiting your property. The MiPlace product covers all your permanent structures, fittings and fixtures. There are extended cover options here too, for geysers and pipes and theft. Finally, there's MiMovables, which allows you to insure items that you take with you every day, like watches and cell phones.

MiWay has a similarly simple yet comprehensive product range for vehicle insurance. This starts with the straightforward vehicle cover, which includes motorbikes, light delivery vehicles, caravans and trailers as well. You can choose to insure at market or retail value, and also take the MiValueProtector option, that will pay you an extra 10% of your main policy cover - so that you will always have the money to put down a deposit on a new car if yours is hijacked or written off. There is also a vehicle sound and accessories add-on, and a car hire component that will pay for the cost of hiring a car while yours is in for repair. Then there is the very handy MiCreditShortfall, which is there to prevent you from being under-insured. If there is any difference between your main insurance payout and what you still owe on car financing, this add-on will cover the difference.