27 August - Short term car insurance in South Africa is evolving as drivers' tastes in motor vehicles shift, and it is no surprise to learn that Dial Direct is at the forefront of these innovations.
Dial Direct SA have announced 4x4 insurance cover that is specifically tailored for off road vehicles. The policy for four wheel drives includes the following:
-Complimentary towing and storage if there is vehicle damage.
-R10,000 in insurance for the accessories to a 4x4.
-R5,000 paid towards any medical costs if the occupants of an SUV are injured.
-Cellular phone car kit cover.
-Coverage for key loss or if the anti-theft system needs to be reset.
-Coverage in areas that are outside of SA, which is vital for a lot of 4x4 enthusiasts who like to travel off the beaten path.
-Spare wheel replacement.
-A tracking device installed at no extra charge.
So why the need for 4x4 short term vehicle insurance? Car insurance has to change as motorists change their driving choices, and these are the numbers in South Africa - in 2004 36,500 off road vehicles were sold. In 2005 that number jumped up to 45,700. 2006 continued this trend with 53,400 4x4 sales, and in 2007 it is expected to increase substantially once again.
This trend corresponds to what is going on in wide-open countries like the USA where new SUV sales have started to outpace new sedan sales.
4x4's are safe, but they do attract a lot of criminal attention, which is why Dial Direct's coverage does focus on the items in your vehicle, as well as security systems to protect, and if necessary locate your ride.
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